Getting Your Credit Back
The divorce may seem like the most difficult part of the process, but in reality, the aftermath of such a traumatic event is much more complicated and frustrating then most people might think. For example, if you were not the spouse who dealt with the bills, loans, and mortgages, you probably have not been building your credit, leaving you out to dry when you are starting your new life with nothing.
Having your own credit record is essential if you need to purchase a house, car, or even new credit cards. Many people feel lost when they have no where to turn for money and have very little way of getting it through means that require a credit history, such as when applying for a job. Employers may require a credit check.
However, there are several things you can do you build your credit once again, including:
Get a Job
One of the best ways to build your credit is to be employed, getting paid, and paying taxes. If your income is reported to the IRS this is a way to get this money on your credit report and boost your score.
Apply for Credit Cards
Even if you are against spending money you don’t have, having a credit card will help your credit score. Even if you do not use it often, just having it adds points to your number.
Open Bank Accounts
By opening new bank accounts in your own name, rather than your old spouse, you are showing credit reporters that money is coming into your accounts.
Having good credit is essential for moving on with your new life.
Contact a Denton Divorce Lawyer
If you or a loved one has been involved in a recent divorce and needs help getting your credit back up so you can move on with life, contact
a Denton divorce lawyer
from Alexander & Associates at 972-420-6560 for more information today.
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